Isici
Ukwenza kwezimali kanye nokulinganisa kwezimali eziqinileyo: ukuchaphazela okuphelele kwezimali, ukugcina kwebhola kanye nokulinganisa kwebhola kufakwa ngokuthi kulinganisa nokugcina kwebhola kakhulu kakhulu kakhulu. Ngokulinganisa kwezimali eziqinileyo, okuphakeme kungakhuphuka kabusha 35%-60%.
Ukugcina okugcinwe: indawo yokugcina kuthatha inkundla yokuqukethwa kwesithili, okwakhona kuthuthukisa umkhondo nokhuquleka kokugcina, kodwa futhi kuthuthukisa isimo sesithili. Isimo sesiphumo sikhubede.
Uhlelo lokulwa kanye nesilinganiso esilandelene sokulwa: ngokuthuthukiswa kwezinhlelo zendawo yokugcina kanye nesilinganiso esilandelene sokulwa, igcini lokugcina kungahlinza uhlelo olilandelene lokulwa, okwakhathalela ubude besilinganiso ngaphezu kuka-20% ngelikusimama isimo sesiphumo.